Safe Home Income Plans

A number of providers formed a trade association in 1991 called Safe Home Income Plans or SHIP. SHIP members adhere to the following code of practice;

To provide a fair, simple and complete presentation of their plans.
To ensure the client’s legal work is performed by the solicitor of his or her choice.
To clearly state the main cost to the householder's assets and estate.
To provide a 'no negative equity' guarantee i.e. you will never owe more than the value of your home.

They also guarantee that you will;

Have the right to live in your property for life.
Have the freedom to move to a suitable alternative property without financial penalties.
Receive either a cash sum or regular income payments.

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Registered Office: Centrix House, Crow Lane East, Newton Le Willows, WA12 9UY Registered in England and Wales No: 05195106

Equity Release Solutions Limited is an appointed representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Services Authority.

The guidance within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK

For our advice we charge a fee of typically £595 paid on completion and we receive commission from the lender.


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